The FL Home and Loan Hub blog
Notes for your move to Southwest Florida.
Buying a home in Naples, financing it, and figuring out which corner of the coast fits your life. Liz and Becky write about the parts of moving to Florida that nobody explains until you are already here.
Latest posts
Tips, guides and local insight for your move to Southwest Florida.
Fresh local insight for your move to Southwest Florida, from the team who handles the home and the loan. New posts land here as we write them.
Why Out-of-State Buyers Are Choosing Naples
Why buyers are moving to Naples: Gulf beaches, warm weather, an outdoor lifestyle, a growing job market, and no state income tax, plus the insurance, pre-approval, and timing tips we give every out-of-state buyer.
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Buying a Home in Florida from Out of State: What to Expect
A plain-English walkthrough of buying a home in Southwest Florida from another state: pre-approval first, video tours, Florida closing costs, insurance, and the close.
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Choosing Your Florida Mortgage: FHA, VA, USDA, Conventional and Jumbo
The loan menu in plain English: FHA, VA, USDA, conventional, jumbo, and refinance programs for buying in Florida or Ohio, plus how pre-approval works.
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Naples, Marco Island, or Bonita Springs: Where Should You Buy?
How the main Southwest Florida choices compare: walkable Naples, island-life Marco, and the golf communities of Bonita Springs and Estero, plus how to choose from out of state.
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Moving From the Midwest to Naples: What Buyers Should Know
Why so many Ohio, Michigan, Illinois, Indiana, and Wisconsin buyers are choosing Southwest Florida, what surprises them once they start shopping, and how to buy from afar with one team for the house and the loan.
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Moving to Florida from Ohio: What Buyers Should Know
Why Ohioans are moving to Southwest Florida, what surprises Ohio buyers most, and the step-by-step path to buying from Ohio, with one team handling both the home and the loan.
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Florida Property Tax Changes on the November 2026 Ballot: What Takes Effect If It Passes
A plain-English look at Florida's proposed Amendment 3: the larger homestead exemption, the lower cap for non-homestead properties, the residency phase-in, and why nothing on your tax bill changes until at least 60% of voters approve it.
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Why Mortgage Interest Rates Go Up and Down, and Why the Rate Number Alone Shouldn't Decide Your Move
Mortgage rates move with inflation, Treasury yields, jobs reports, and global conditions. Here is what actually drives them, the counterintuitive link between rates and the economy, and why your total monthly payment matters more than the rate sticker.
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The questions every move brings up.
Expect practical posts on buying in Florida, financing across both states, and honest neighborhood comparisons, in the same plain-English style we use with our own buyers.
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